Finance
Crown Pavilions offers finance packages towards our luxury garden buildings
Crown Pavilions Finance Packages
When you buy one of our bespoke garden buildings, rooms or gazebos, you can spread the cost with one of two finance packages. Choose Pay Over 10 Years at 8.9% APR representative with fixed monthly repayments, or Buy Now, Pay Later — 12 months with no payments, after which the balance converts to a 120-month fixed-rate plan at 9.9% APR representative if it isn't settled within the deferral period.
*Finance is subject to status, terms and conditions apply. 10% minimum deposit (maximum 50%). Minimum/maximum loan £1,000 / £50,000. Finance available on purchases up to £100,000. These finance options are available to consumers only.
Pay Over 10 Years
Spread the cost over 120 months at 8.9% APR representative, with fixed monthly repayments throughout. Finance starts after installation — order your garden building today and payments only begin once your installation is complete.
Key Features
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8.9% APR representative
Fixed for the full term — your monthly payment never changes.
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Spread the cost over 120 months
A 10-year term keeps monthly repayments low.
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10% deposit required
Maximum deposit 50%.
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Loan amount £1,000 – £50,000
Finance available on purchases up to £100,000. Subject to status.
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Fixed monthly repayments
The same amount every month, from start to finish.
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Pay off early, no penalty
Make additional payments any time — early repayment is available.
Finance Example
10 Year Option
| Cash Price | £25,000.00 |
| Deposit | £2,500.00 |
| Amount of Credit | £22,500.00 |
| Interest Rate (Fixed p.a.) | 8.9% |
| Representative APR | 8.9% |
| Duration of Agreement | 120 months |
| 120 Monthly Payments of | £279.64 |
| Total Amount Payable | £36,056.80 |
| Early Repayment | Available |
Buy Now, Pay Later
Order now and pay nothing for 12 months. Settle the balance within the deferral period and you pay only a £29 settlement fee — no interest. Otherwise the agreement converts to a 120-month plan at 9.9% APR representative.
Key Features
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12-month interest-free deferral
Pay nothing for 12 months from installation. Settle in full within the window and no interest is charged.
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£29 settlement fee only
The full cost of the “no interest” path when the balance is cleared during the 12-month deferral period.
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10% deposit required
Maximum deposit 50%.
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Loan amount £1,000 – £50,000
Finance available on purchases up to £100,000. Subject to status.
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Converts to 9.9% APR after 12 months
If the balance isn't cleared within the deferral period, the agreement automatically converts to a 120-month (10-year) interest-bearing loan at 9.9% APR with fixed monthly repayments.
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Pay off early, no penalty
Additional payments any time — potentially reducing overall interest.
Finance Example
Buy Now, Pay Later
| Cash Price | £25,000.00 |
| Deposit | £2,500.00 |
| Amount of Credit | £22,500.00 |
| Interest Rate (Fixed p.a.) | 9.9% |
| Representative APR | 9.9% |
| Duration of Agreement | 132 months (12-month deferral + 120-month loan) |
| 120 Monthly Payments of | £317.15 |
| Total Amount Payable | £40,558.00 |
| Settlement Fee (within deferral period) | £29.00 |
Regulatory Information
Credit is subject to status and affordability. Terms & Conditions Apply. Crown Pavilions Limited, Unit 6B Lys Mill, Watlington, OX49 5EQ, FCA Register Number: 622631 is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.
Take the Next Step
Ready to invest in the world's finest garden buildings? Our finance packages make it easier than ever. Get in touch to discuss the best option for your project.
Or call us on 01491 612 820 to speak with our team.
